KambingBujang

Portrait showing all the world’s most influential people together.

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Computers don’t typically get a lot of buzz, but Asus’s sneaky Eee laptop certainly has people talking, and with good reason. I haven’t seen a computer this downright exciting in years. It’s a humble machine, but it’s as close as we’re likely to get to a “game changing” device this side of the Macintosh.

If you’ve been turned down for position after position, you could be getting desperate and may want to shake things up a bit so that your résumé will stand out from the piles of others stacked quietly in HR. Before you decide to get too creative, there are some rules to résumé etiquette that you should follow. Read below for 25…

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Shocking revelation by a well known designer..a must read…if you are using gmail…you may not be secure!!!! So double your awareness of the evil hackers. We maybe next!!

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At the time of submitting – news coming in that Benazir Bhutto has been killed by suicide bomber. At least 10 other people also killed at the same time. Praise for Pakistani opposition leader Benazir Bhutto is coming in from every corner.

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I always find myself in totally blank about what to do during free-time. Here’s what I want from my fee-time – maximize my free-time with useful activity – cost me little or no money at all – involves me and my wife – get me out of boredom – relaxation.

I try not to go out to mall and buy clothes and all the things I really don’t want just fill up my free-time.So I drop the list of activity that I do during free-time or weekend. Well, I’ve got inspired by this.

Invite my family and friends over a dinner. My wife and I do the cooking and find it enjoyable because we do something good for the ones we really care. We get stories and laughs after having a dinner.

Clean my house / Wash my car.

Surfing the internet. I don’t have elaborate this. You’ll get knowledge and information by doing this.

Take a long walk. My wife is love to take a long walk especially in Putrajaya, the garden city of lights I call it. Take a few pictures of a great moment and then walk again.

Drawing. I usually take a walk draw things on sidewalk. I get the idea of drawing the map of Putrajaya gardens. Last week I draw all the red things I saw.

Watch DVDs.

Learn and play instrument – Guitar. I learn the guitar lesson own using Guitar-Pro. I usually download songs tabs and chords at MySongBook . Pick up my guitar and play.

Learn a new recipe and cook it. Ok, actually this is for my wife’s thing during free-time. I’m not really into it.

Karaoke, anyone ?

Play sport. Play football in the evening. I really don’t know how to kick, to pass, or to cross but by doing this it will make my body sweat and it’s good for health.

We’ll be expecting the fuel price rising next year if the government decides to trim back the oil subsidy that we enjoy now. By then, all the price of the consumer goods will soar so high it will make our heads spin. At this moment, I already feel the heat – Gardenia Bread cost me RM2.10 now instead of RM1.90, Karipap is at RM0.40 nowadays, and Nasi Goreng Kampung (Fried Rice) increased to RM4.00, I enjoyed at the price of RM3.00 last year. Even TNB wanted to rise up the electric tariff, make a proposal, came up with lame excuses and waiting for the goverment’s approvals.

So I came up with the ideas to write about saving a money, my own way. I need to save money right now to fight inflation, price hike, and indeterminate future.

1.Change my lifestyle. I rarely dining out nowadays, go to cinema once every two month, and stopped chasing after luxury clothes and items.
2.Cook my own meals.Fried Rice =RM 4.00, Homemade fried rice = RM 1.90
3.Go For RM1 Nasi Lemak. This nasi lemak is for breakfast. If I’m getting late, and doesn’t have time to cook.
4.Bring Foods From Home. Forget lunch out. I can save RM400 a year by doing this.
5.Shopping at Carrefour, Tesco, Giant, Econsave or other big supermarket. I buy in bulk so it saves me extra ringgits. I also buy cheap on foodstuff like fish and chicken at Carrefour, Alamanda every saturday morning.
6.Buy fuel efficiency car. I bought Kelisa and she can goes RM10=130kM. I heard Honda City i-DSi consumes RM10 for 150KM.
7.Check my Car’s health. I make sure the car maintenance is on the right schedule, keep the tyres inflated.
8.Drive at a consistent speed. Avoid high acceleration and hard braking.
9.Quench my car’s thirst at Shell. Totally proven as the best fuel for better kilometres.Plus, I get 5% rebate when using Shell credit card
10.Buy clothes at 50%-70% off only. Usually my t-shirt cost RM15 – RM20. I often buy my trousers below RM50.00
11. Buy clothes at Pasar Malam, or Night Market.
12.Buy second hand items at lelong.com.my or ebay.com.my. I buy Jeffrey Archer book for RM3.00, Motorola V3i for RM250.00 and many more.
13.Unplug home appliance when not in use.
14. Dump light bulb and use CFL Bulb instead. See this.
13.Use light night that only eats up 1 watt of electricity when I sleep at night. I bought it at Carrefour for RM 9.00
14.Pay bills online. Save time. Save money. Save fuel.
15.Pay bills on time. I want to avoid extra penalty charge when its overdue.
16.Use credit card to buy groceries. Don’t get me wrong. I use it for daily expenses because I want to accumulate reward points. Maybank VISA card rewards you points to redeem, RM 1 = 1 Point. So my strategy is to buy on credit and pay off all the balance within 20 days of free-interest period. That’s how I got a backpack for my wife.
17.I betrayed MAXIS. I signed up for Happy. 99sen for an unlimited call. This is madness!!. It’s too damn good.
18.Borrow DVDs instead of buying it. I borrow DVDs from my friends and my siblings and then they keep asking me when will I ever buy DVDs so they can do the same.
19.Cancel ASTRO TV Cable subscription. I only watch TV for 2 hours a day. I spend most of the time surfing the internet.
20.Utilise auto-debit for saving purpose. My salary account is automatically deducted into ASB unit trust account. So I don’t have to worry about pay myself first.
21.Set savings goal. I plan to raise my money to RM40,000. All I need to do is to save RM100 a month for 15 years (the growth rate is at least 10%).
22.Start Investing. Recently I invested some of my money in Public Mutual Fund. I dug out my ASB unit trust to put money into this fund.
23.I stick to my budget.