That one is my childhood story, now after 25yrs old, i still the same person, love end of the month. Hujung bulan- dapat gaji – boleh shopping and joli katak dan bler tgh2 bulan duit, duduk jd tugu kat rumah…
Yesterday i went to Tesco, spend RM300.52 for our monthly groceries and this is within our budget. Alhamdulillah still in track and not violating our family monthly budget. Cukup bertuah en suami kerana saya pandai berjimat cermat.
What i did to optimized my monthly budget :
- Do monthly budget ( you can choose few personal spreadsheet here, or this is my version of personal monthly budget spreasheet
- Do listing prior shopping (sometimes ader gak violate tapi so far Alhamdullillah still in track)
- Planned activity that required money a month a head or a least a week a head so that you know how much money you want to spend.
So how do you do your monthly budget. Do share here so that sama2 kita dapat berjimat
Note : This is what me & Mr Hubby practice for almost 2yrs, discussing monthly budget end of the month.