economy

Infographics: Nursing Your Lungs

Jul 25

This special infographic was sent from Sarah Wenger and I would like to share to you, my readers.

If you are a smoker, you know that Ramadhan is exciting our every cell right now and i think it’s time for us to take the best out of it — by quit smoking. Yes, I know it’s hard.

It’s so hard.

It changes everything.

When I mean everything, it means everything.

EVERYTHING.

It changes the way you smell, the way you talk, the way you speak, the way you drive your behavior, the way you breathe the air.

It changes your fundamental values, your principles, and your philosophy.

It changes your money wise, your expenses, and your contribution to the economy.

It changes your community interaction, since you don’t want to get along with smokers that always have upper hands to fail your mission to quit.

You feel frustrated because, the only social skill you are good at, is when you ‘re getting smoke outside building and interact with the people around you.

It may takes a while to gain a new social skill.

You will some of lose your old smoking friends’ closeness as you gain new social friends that you may not even like their jokes, their too-good behaviors, their goals in life, their principles, and the way they’re thinking.

It changes the way you see people, the way you see the world.

You feel frustrated and resigned.

The only way to get away with all of this — is by getting a cigarette.

When you reached at this point, you know you are failed.

Back to square one. But don’t give up. It may take 100 times of trials before you permanently stop smoking.

Change is a revolution. I know this is insignificant to some other people. But to us, it’s a revolution.

This revolution needs a million of changes,
…needs a thousand times failure,
…and one success.

Alright, enough talking. Enjoy the infographic.

Created by: www.OnlineNursingPrograms.com

Dad’s Power And How He Can Beat The Price Of A Chicken

Jun 25

Photo: The Star

1. First of all, the price of a chicken isn’t going to decrease at all. In fact, . The Star Newspaper reported that May inflation rate is up to 1.7% compared to last year. This is a bad news for dad, especially a young dad like me, who struggles with limited money against his kids expense, loans, utilities, and all. Another percent of inflation is another headache to bear. The good news is, the inflation rate over the last five years is in consistent move but we don’t how long it will last.

We should be worried because average salary increase has shown the downward trend from 94 – 2007. There’s no way we can beat the economy with the salary. What we can do is, we can beat them with our expenses and demands. When both of them — especially our demands — are decreasing in the market. The market will go down its price.

2. Understand the basic micro economy. Micro economy is a study of how to we manage our unlimited want with limited resources. Also, micro economy studies demands and supplies curves in a market. You see, if there’s a demand in a market, there will be a supply. If the demand is increasing, the line will be shifting, forcing the price to go upward along the line of supply. There’s a video to make you understand.

Same as if happened the demand becomes decreasing, the price will follow downward, produce the surplus in the market. Let’s take an example of selling price of chicken. Hypothetically, 1 kilogram of a chicken is RM6.50. If no one demand a chicken in a certain period of time, the seller will surely lower the price as they afraid their chickens will be rotted. Surplus.

Why I hate Multilevel Marketing Business (MLM).. and the people in it.

Aug 24

Photo: ProfessorYackle

IT ALL BEGAN WITH..

1. I’d got a message from old, long lost-contact friend, saying that he had a business opportunity he wanted to share with me.

2. With the 20 percent shares he allocated for me to pursue business together.

3. The world started crumbling down when I realized that the business that he eager to jump start with me, was another goddamn dinosaur-like multilevel marketing business.

4. I need someone to be my punch bag.

LET ME TELL YOU THIS AGAIN..

5. I couldn’t help myself but to get excited when my friend — ex school mate — invited me to join venture to set sail in the world of air industrial business.

6. Since his educational background was engineering, I assume he knows the business like the back of his hand.

7. He told me that:

He got consulted by a lawyer to help him in developing his business,
A business coach to make things rest assured;
and A banker to aid with the financial constraints so that the business will not be disrupted by those monetary nonsense.

8. So that Sunday, I started to text messaging with him like lovers. Even my wife started to get jealous,

“what’s the deal between you and your cellphone?”

“Oh, don’t tell me that you feel something bad about me just because I’m texting someone longer than you”

9. My wife was frowning during our painful conversation. I told myself she didn’t understand. But she would when I brought home a Toyota Estima key for her, benefited from a profit of my future business.

10. OMG, I was dreaming before the business had even started.

11. Then I told my wife to soothe her feeling “It’s my old friend. Okay. Relax. I will not do something funny in front of you. Beside, there’s a business opportunity here and I will not turn it into a wasteland”

12. After break fast, I grabbed my keys and off to Kuala Lumpur. There was a long-time-no-see meeting going on at KLCC with me and my old friend.

13. Yes, something funny had happened.

IT’S A TRICK

14. And I could picture that my wife would be laughing at me when I told her I was tricked by so-called MLM businessman.

15. I remember a day before, My wife started to get mad at me when I told her that I would not be here to have the iftar with her (Iftar: break fasting or berbuka puasa).

16. When my friend told me this meeting was all about MLM; I realized my lovely wife’s madness was truly worthwhile.

17. My innner voice was telling me that it was a really, really stupid idea to substitute the intimacy of doing iftar together with my wife, just to meet with the old friend and his business proposal.

18. So I cancel the meeting and rescheduled it after having iftar with my wife. And that decision was right the moment.

19. I realized the word MLM came out of my friend’s mouth like a loath of vomit.

20. My blood was draining out and off my face. I could feel my wrath running wild around my head. I would be relief I could smack the hell out of his face.

21. That moment got me rewind back to where my wife frowning because I couldn’t have iftar with her so I could meet my old friend.

22. Wife, thank you for doing that; that frowning / tantrum / merajuk thing. I would put myself into eternal self-purgatory for life if I abandoned my wife alone with our kids.

DEALING WITH MLM PEOPLE

23. My mind was a stormy sea. And it’s generating heat inside of me. If I had powers like Kratos in the God of War games, I would hit him off the ground with the double-chained blade and do the immortal hits on him, along with his self-righteous fellow friend, and the MLM products they slept with, as well.

24. But I still had a respect for him because I’d known him for years now and he was my school mate.

25. My heart’s thumping, instructed me to burst down the double door of the hall and left him in confusion. But I got hold of myself at that moment.

26. Instead, I followed my brain and carried my respect for him.

27. As for that, I wasted almost four hours listening on how their MLM product could shoot earth’s garbage into space.

28. Thank god I was good at listening and absorbed nothing.

29. This was not the first time I was approached by an MLM salesperson. And I always knew what he would be saying. I could pick most of his words ahead of him.

30. You always knew what they would be saying like: how dirty the conventional business is and the good way of doing business is by network marketing.

DOWNWARD IS THE WAY FORWARD

31. Now, how he tricked me to get excited about this business was simple. From the first text message to end of our meeting, he never mentioned any typical words or terminologies of multilevel marketing like MLM, downline, upline, PV (point value), generations, kaki, pyramid, network and so on.

32. Instead, he carefully picked up words of legal business entity like share partner, business proposal, contract, maintenance, closed sale, project, overseas market, and so on.

33. He was so clever that he never let me opened my mind — not even the slightest idea — into thinking: there would be a grim reaper of Multilevel Marketing waiting, on the corner, to decapitate my neck.

34. In 45 minutes of his presentation, I never rose a question about anything. I sat still like a stone.

35. What really annoying about his presentation was, he applied the fundamental of marketing that I already learned: the product life cycle, product establishment, brand recognition, 4 types of people in marketing world, A.I.D.A Model, types of promotion, marketing strategies, and so on.

36. If someone didn’t have such a marketing knowledge, they might be mesmerized by his presentation.

37. They must be thinking hard on how to penetrate my MLM-proof mind and turned me into a zombie of the night..

38 ..and giving them my money right away.

39. But they failed to do that to me.

40. For all I knew, I was listening to words that he said but never let him constructing an insidious inception inside my mind.

Conclusion:

41. My hatred of Multilevel Marketing model was so deep that I could dig a well of infamous articles and join forces with Aididleaks like there’s no tomorrow.

42. And I feared that it would become my greatest passion: to elevate all MLM companies to the seventh level of atmospheres and gravitate them down so fast to the ground that the impact would bring the horror of vibrations miles away, the sound of the wrath would echo for millenniums, and everything would be laid to waste.

43. So to anyone, especially my fellow friends, don’t you ever persuade or trick me to let me step into your door of endless promises. Because if you do, I will never acknowledge my respect for you and then I will advance against you, above manner and morality.

44. Now, I can rephrase the 4400′s most famous quote: “We are at war now, don’t pick the wrong side.”

KambingBujang.Com Selling Kids Clothes

Nov 01

How can you save with Tesco ClubCard

Aug 12

Where do you spend money for your groceries?? Tesco, Carrefour, Bintang, Giant, Cold Storage, Checkers or etc. There are few choices of hypermarket for me to choose near to my area but I am Tesco loyal customer. uhukssss. Most of the time, I will spend money for grocerries and related items at Tesco. Besides of from the items are arranged neatly on shelves, items sold at Tesco is fresh and made up of various options. However the most important thing is the cheaper and affordable prices they offer compared to Carrefour and Giant.

If Carrefour has Bonuslink to collect points and Giant have sticker to redeem item from their reward programme, Tesco has ClubCard for customer to enjoy the discount. Every 150 points collected will be converted to cash voucher that will be given together with ClubCard statement every quarter. Other than cash voucher, you also are given product coupons to enjoy.

ClubCard Cash vouchers and products coupons

I managed to save RM12. Small money but good for our budget

Not much I think, but this trolley worth RM400. Do the goods price increasing significantly to increment of oil price.

2008 Malaysian Economy News and Articles

Apr 17

Editor’s Note: This post is updated regularly
This post consists a collection of 2008 Malaysia economy news that have been separated accordingly by month. I regularly collect the news that focus on consumer items, inflation, the malaysian growth, and news that I think relevant. Resources that I usually visit are Utusan Malaysia online, The Star, Business Times, and News Straits Time. I decided to update this post regularly and put it on the sidebar.

2008 Malaysia Economy News
+January
Malaysia 2008 economy outlook.
20 companies to watch in Malaysia, Part 2
2008 CPI seen rising at minimum pace of 2.5pc. Full story
Fuel subsidy unsustainable
Inflation is top issues
Malaysia inflation rate stabilises in Jan
Rising price on productivity
STANDARD CHARTERED FORECAST ON INFLATION
Teh tarik and the inflation

+February
2008 richest man in malaysia, Read full story
Aiming for top 10 on World Bank list
Coping with higher cost of living
Funds in Malaysia post average 3.99% loss
Future shocks in the financial world
Malaysia to revise electricity tariffsMalaysians ate 964 tonnes of chicken in 2006
petronas CEO is 52nd
Pizza Hut, KFC may raise prices this year
Why he government shouldn't has to increase electricity tariff

+March
4 Malaysians in Forbes Asia
12 mega projects in IDR to kick off this year
Economy can weather downturn
Invest Malaysia - enlightening, albeit subduedis the worst over?, part 2, part 3.
Local banks unlikely to tighten credit
Malaysia to maintain fuel subsidies. Read Full Story
Malaysia to remain resilient
Nazir_Merger between CIMB and Maybank not on the table
No signs of delay in mega projects
REPORT_gdp growth at 5.8% by 2050

+April
Capital market will continue to expand
East Asia faces slower growth_world bank
No plans to increase price of local rice
water riddle, part 2, part 3.
Weakened Umno puts projects in jeopardy

If you have any link to economy news and articles that you would like contribute
on this page, please do not hesitate to put it in comment box or you could email
me: filtuse@yahoo.com.

Bank Negara projects 5-6pc growth this year

Apr 02

Bank Negara assumed 5-6% growth for the Malaysian economy despite US economy slowdown is severe. According to the statistic, Bank Negara expect the economy will follow the last year trend of 6.3%

”the Malaysian economy performed well amid similar global uncertainties last year. It remains resilient this year, supported by steady growth in income, firm labour market conditions, diversified exports, high commodity prices and a conducive financing environment.”

Malaysia government will be responded to the inflation’s forecast of 2.5%-3% in order to achieve greater efficiency. There will be adjustment in subsidies, although it should be done gradually, I think it is not appropriate to reduce the subsidies. There should be no reduction in subsidied!! The lower income group will be affected and get frustrated. They will not agree with the price increase in any consumer goods, the government should be aware of this matter seriously as they can’t survive without the government subsisdies.

””We have the capacity and the capability, with these measures at our disposal, to implement and support a steady growth path for our economy,” Zeti said, adding that the packages will be announced only when the need arises.”

What the government expectations in the growth of economy divided by sector.

Construction sector: 5.5%
agriculture: 3.4%;
Mining and quarrying: 6%;
Manufacturing: 1.8%.

Other government expectation;

FDI(foreign direct investment will continue its prosperity.
Islamic Bond Market or Sukuk will growth excitingly.

As at 2nd April 2008, the ringgit is RM3.19 to US$1.

Read the full story here.

Malaysia To Maintain Fuel Subsidy

Mar 18

This stunning news was really giving me a little shock for the first time. It’s not that I’m not happy to know that the government will not granted any increase on petrol price, but the statement that government made was really ignited my rage.

All these years, we have been told that Petronas and the government couldn’t give subsidies on petrol anymore because of the high price. It is said that they would gain losses if continue to contribute subsidies.

”Malaysia plans to maintain state subsidies despite record crude oil prices,
the country’s premier said on Friday, less than a week after leading his party
to the worst election disaster in its history.”

According this news, the petrol subsidies actually were influent by the politic environment, not by Petronas’ rising operation cost over 40 billion ringgit. The poor result of election recently paid them good lesson about ‘not to play fire with us (Malaysian people) or trying to manipulate us with your excuse, excuse, and excuses.

Read the full news: Malaysia to maintain fuel subsidies

Evil Inflation : the definition, the cause, how to fight.

Mar 08

We’ll be expecting the government will increase the price of petrol after the 2008 election due to unbearable high price of crude oils. With the consumer goods’ price was already taken its place to a higher level, we feel that the world is unfair and we wonder how these can happen.

What is inflation?
According to answers.com; A persistent increase in the level of consumer prices or a persistent decline in the purchasing power of money, caused by an increase in available currency and credit beyond the proportion of available goods and services.

To me, inflation is a significant rising in price of items I usually use, buy, and consume. These items are the needful things where I use it to survive or to continue my lifestyle. Even if the price is high, I still need to buy it.

This video can actually tells you what inflation is.

What cause inflation?
+A rise in production costs or raw materials. e.g. Crude oil prices.
+Federal Taxes on certain consumer product. E.g. Cigarettes
+International lending and national debts.

How to kick out inflation?
++Save some money.
++Spend less than you earn.
++Consider substitute items. The best example I can give is replacing regular petrol tank into natural gas tank. It is reasonably cheap and gives you more miles to your car.

What’s next after inflation?
Hyperinflation is when the government print out money paper excessively in order to satisfy the government and private spending. Example; They print out three zero digits on the RM100 paper note while it’s truth value decreasing.

And the countries had been infected by it a long time ago:
++Angola
++Argentina
++Austria
++Brazil
++Germany
++Hungary
++Turkey
Click here for full list of hyperinflation around the world.

See this video of 1200% inflation in Zimbabwe for the good example of hyperinflation.

How do people define inflation.
It’s hard to believe that inflation has hits most of the country. I hope we could pray and believe everything going to be alright.
+ Party’s over: uppity Chinese and Indian workers spur inflation
+ Inflation is Rearing its Ugly Head Again
+ Inflation is an important issue for everyone in New Zealand

How do people feel about inflation around the world?
I put the keyword ‘as inflation’ and here’s what I’ve found
+ Drug prices for elderly rise twice as much as inflation
+ As inflation subsides, disinflation seamlessly fades into deflation.
+ Gold and oil soar as inflation fears grow
+ Cameroon crisis continues as inflation surges

Inflation really knocks me off and whenever the government announce the fuel price increment, I get frustrated and curse the sky.

Can you suggest what we can do to fight inflation?

Ringgit Paths to Heaven : 27 Feb 2008

Feb 27

These are the interesting links I found when I put keyword ‘recession’ in search engine:

++20 Recession-Proof ideas are the strategy on how to survive during recession.

++Diesel is hitting new records daily, and oil settled at a record high of $100.88 a barrel on Tuesday. Gas prices soar as dollar plummets.

++Recession proof you, recession proof your work, recession proof your family – 9 ways to recession-proof your life.

++freemoneyfinance.com showed his opinions on how to invest during recession.

++US President George W. Bush denied Tuesday that the US economy was in recession or would go into one despite a spate of downcast reports and gloomy indicators.

++Recession Bound? Fewer People Clicking on Google.

++The economic disaster that is military Keynesianism, Why the US has really gone broke

This post offers great and interesting links that converse about money, finance, and economy.

Funds in Malaysia post average 3.99% loss

Feb 26

Asian Investor – 19 Feb 2008

Lipper research shows equity funds have lost steam, leading last month’s worst performers. Mutual funds registered for sale in Malaysia posted an average loss of 3.99% in January, according to data from Lipper.

Equity funds, which were last year’s top performers, led the decline with an average loss of 6.47%. Funds that invest in Greater China and the Asia-Pacific region suffered the steepest losses.

Islamic sub-sector funds were down 2.83% on average, but managed to outperform the broader market. Money market funds held steady.

“Malaysia is increasingly being touted for its defensive qualities, but a slowing global economy and rising inflationary pressures remain risks,” says Singapore-based Kenneth Koh, head of research for Asia ex-Japan at Lipper, referring to sentiment for the local market.

The Malaysian bourse started the first trading month of 2008 on a rosy note, gaining nearly 5% at one stage to touch an all-time high of 1,524.69 points. A deteriorating US growth outlook and heavy selling pressure amid sliding global bourses eventually saw the benchmark KL Composite Index giving up all its gains and falling sharply to a low of 1,340.29 points last month. Bargain hunting and a technical rebound at the end of the month enabled the KL Composite Index to close the month with a relatively smaller decline of 3.58% at 1,393.25 points, outperforming most of the other markets in the region.

Average performance of fund groups registered for sale in Malaysia in January, by asset types:

Equity Funds -6.47%
Mixed-Asset Funds -3.70%
Guaranteed Funds -1.71%
Protected Funds -1.38%
Bond Funds -0.17%
Money Market Funds +0.21%

Top 5 fund sectors in terms of performance in January, with their average gain/loss:

Equity Sector Gold and Precious Metals +5.04%
Bond Global +0.83%
Money Market Malaysian ringgit +0.21%
Commodities +0.18%
Bond Malaysian ringgit -0.06%

Bottom 5 fund sectors in terms of performance in January, with their average loss:

Equity Greater China -16.44%
Equity Asia-Pacific -12.74%
Equity Sector Real Estate -10.56%
Equity Global -10.50%
Equity Asia-Pacific
Ex-Japan -10.26%

2008 Malaysia Consumer Price Index is rising at 2.5 %

Feb 20

According to Business Times, CPI or Consumer Price Index rose at 2.5%.

Consumer Price Index is an indicator of the rate of inflation in the economy because it measures changes in the cost of maintaining a particular standard of living.

Here are other important points I would like to indicate:

Food price – cooking oil, chicken, and sugar, will remain high and will get higher. High Demand with Short Supply pushes price to go up. Smuggle activity will increase.
Transport cost soars up since toll rate will escalate from 7.7% to 50% on six highways.
The rising inflationary pressure in 2008 would soften Bank Negara Malaysia’s bias towards monetary easing unless the economic growth trend falters.
Government could fight inflation by adopting a tighter policy stance although this risks dragging economic growth down further.

Further reading, 2008 CPI seen rising at minimum pace of 2.5pc

Why the government shouldn’t has to increase electricity tariff.

Feb 10

Responding to the article about tariff revision proposed by TNB (Tenaga Nasional Berhad), I think it is time for the government of Malaysia and TNB reconsider about that revise.

“MALAYSIA will have to revise electricity tariffs again as part of a plan to reduce costly energy subsidies, Deputy Prime Minister Najib Razak said today”

The people already suffered the rise of the local items and groceries.
The prices of the usual goods have escalated for the past months. When the government announce oil subsidy reduction soon, all other prices will be up instantly. Why TNB wants to add up some pain in the wound?

The government should help Malaysian to ease the painful cost of living.
The government should think about the people first, rather than keep busy doing privatisation of government entities. The government should set up strategies upon battling with the cost of living.

The government and TNB should lower the electricity tariff to prevent mounting price of other items.
There’s relativity between the electricity tariffs and consumer goods prices. We had experienced last year how the tariff pushed the other items such as chicken, sugar, and cooking oil so high.

TNB should offer more subsidies to boost up economy growth, not to make money out of people’s pocket.
I believe that this year people tend not to spending as much as before, they rather saving because of the fear of not be able to cope with higher cost of living. My suggestion is TNB should give up profit and help to mount up the people spending confidence.

Read full article here > Malaysia to revise electricity tariffs: Najib

Tenaga Nasional Berhad is the one and only general power electric company in Malaysia. Visit official website.

Britney Spears and The US Economy

Feb 04

Britney Spears according to the article I’ve read, has helped US economy indirectly especially in entertainment and media industries. From her personal life stories to her selling albums, it seems that money streams in and it benefits the people, the media, and the company.

“In the days after the Britney Spears soap opera rode a police-escorted gurney to its apex, celeb-mag sales spiked, traffic jammed gossip Web sites, tabloid TV ratings rose and paparazzi photo prices surged.”

Here’s some notable point that people gained profit out of Britney Spears’ fame and popularity in 2007.

Britney Spears helped about 1% increase to $2.39 billion overall newsstand sales for magazine; Star, Us Weekly, and In Touch Weekly.
Jive Records grabs RM 400 million profits from album since 1999 – 83 millions copies so far.
Elizabeth Arden has made $100 million for fragrances product in the name of Spears.
Tours promoters and concert venues received $150 million.
Britney Spears brought in $75 million the media, sales increased 33%.
Publisher Tom Morrisy said Spears drives newsstand sales and helped the magazine’s ad revenue more than double to $51 million in 2007.
US Weekly Magazine has put Britney Spears more than 60% of its cover throughout the year.
People Magazine posted Britney Spears photo on its cover 10 times in 15 months.
Exclusive shot of Britney Spears can be sold up to RM10 000. Even Angelia’s only gets half of the price according to X17′s Navarre.
Last year, Britney Spears name in search engines escalated 60% and ‘Pieces of Me’ lyric search has gain top ranking.
Britney Spears is popular with the superstar singer of Baby One More Time. Read the profile of Britney Spears.

For Further Readings,
Breaking down the Britney bucks on E!Online.
Telegraph.co.uk: Britney Spears’ worth $120m to economy.
Britney Spears economy boom on Time Online.

Tan Sri Mohd Hassan Marican in Top 100

Feb 04

Ethisphere’s 100 most influential people in business has ranked Tan Sri Marican in 52nd place.

According to Ethisphere, Mohd Hassan sits on the boards of a few socially-minded groups, including the Commonwealth Business Council and the World Economic Forum’s Partnering Against Corruption Initiative (PACI).

Ethisphere said Mohd Hassan is one of three business people on PACI’s board, and the only board member from the Far East, who help move the anti-corruption debate from only western corporations and proactively engage those from the Far East as well.

He has shown excellent leadership in oil industry and PETRONAS is 20 times better than before.

Further readings
Petronas CEO is 52nd on Business Times Online.
Petronas on Wiki.

2007 Malaysia Consumer Confidence.

Jan 09

Malaysian consumers 5^th most confident in Asia Pacific.

MasterCard Worldwide Index of Consumer Confidence has conducted survey somemewhere in October and involved 5,411 consumers across 13 key Asia-Pacific markets.

Ten out of 13 Asia-Pacific market signalled an increased in consumer confidence level. Malaysian consumers are the 5^th most confident.

Why Malaysia is at no.5? Malaysian people is likely to spending rather than saving, which is good for economy growth..hmm? | Malaysian consumers are most optimistic about their income | Bursa Malaysia was well performed in 2007, rise by 32%. Yes!Yes! |

How did they measure ? They measure by asking this questions below.

Current business conditions
Business conditions for the next six months
Current employment conditions
Employment conditions for the next six months
Total family income for the next six months.

Conclusion? It shows that Malaysians average household income shows an improvement and the people satisfied with the market price. Read this article.

2008 Malaysia Economy Prediction

Jan 08

Malaysian Economy will remain strong according to AmInvestment.

Despite the slipping growth in several major economies, Malaysia will remain strong, annual GDP growth of 6.5%. Giant economies – US, EU, JAPAN will go down a little, Malaysia will go up a little.

What are the factors?

Weakness in US Dollar. RM 3.20 @ USD 1
The Ninth Malaysia Plan.
Rise in disposable income – our spending money after tax. Learn how to increase it
Stable employment – rate of unemployment decreases, Malaysian gains life improvements.

Rise of the inflation in 2008. The inflation rate will unlikely rise at 3 %
AmInvestment Prediction : 2.8 %
Why this happens?

Rise in fuel price. 30-40 sen << May be in the beginning of March or earlier. This will hurt the people’s pocket money deeply.
Rise in toll fares. Damn, they make the money out of nothing. It’s like Highwayman in The West. Just give us a free pass.
Rise in other commodity prices. Cooking oil, Beef, Chicken, Grain, and other.

The salary raise of public servant and changes in EPF policy can be as a relief to fight inflation.

Read the full story here.

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